# Slow Mode

Given that the PAYE model allows leveragoors to borrow assets without any costs and repay when closing their positions, there is a potential issue of prolonged 100% asset utilization. This situation may hinder lenders from withdrawing their funds as desired. To tackle this challenge, Stella has implemented a **Slow Mode** mechanism.&#x20;

By triggering this mode, funds returned by leveragoors upon closing positions cannot be immediately borrowed for new positions for a period of **up to 12 - 24 hours**.&#x20;

As a result, the mechanism ensures that lenders are guaranteed to access their funds in their entirety within a maximum period of **30 days**. This measure provides increased confidence to lenders, assuring them of the prompt and complete withdrawal of their invested amounts.
