# Getting Started

[Stella](https://stellaxyz.io/) is a leveraged strategies protocol with **0% cost to borrow**. 

At Stella, borrowers (or ‘**leveragoors**’) can take leverage on supported DeFi strategies **without paying any borrowing cost**. Lenders can earn real yield shared from the leveragoors as a lending APY, the more the leveragoors get, the more the lenders earn. This is made possible by Stella's **‘Pay-As-You-Earn’ (PAYE) model**, designed to help leveragoors and lenders earn the highest yield potential.

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## **Stella’s Mission to Redefine How 'Leveraged DeFi' Works**

Stella strives to become the go-to destination for leveragoors and lenders to access maximum yield potential. Whatever on-chain strategies that leveragoors want to use on leverage (and safe enough to be supported), then Stella will support at 0% cost to borrow.