# Why Stella Lend is Unique?

#### 🤝 PAYE Model: Incentives Aligned

The Stella Pay-As-You-Earn (PAYE) Model employs a decreasing percentage cut based on the leveragoor's yield. This incentivizes skilled leveragoors to aim for higher yields by making strategic moves, maintaining vigilance, and timely profit-taking. As a result, the active participation of proficient leveragoors increases the likelihood of lenders achieving elevated yields.

#### 👍 Simply lend and earn

From the perspective of lenders, Stella Lend operates similarly to a standard lending protocol in the Web3 ecosystem, with the distinction of not offering a borrowing feature. Lenders are not required to acquire new paradigms or concepts to participate; they can seamlessly lend their assets and earn yields without the need for additional learning or adaptation.

#### 🚨 Robust Precautionary Measures

By lending assets on Stella Lend, user funds benefit from comprehensive precautionary measures implemented to safeguard against potential losses. Stella Lend's objective is to mitigate risks within each lending pool and maintain an overall risk-controlled environment, actively countering smart contract risks to the greatest extent possible. For instance, each strategy operates with its own specific borrowing cap, in addition to the underlying asset's borrowing cap.

<br>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.stellaxyz.io/stella-doc/stella-yield/stella-lend/why-stella-lend-is-unique.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.